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[ 4:. - [ how to beat credit card verifications ] [nemesystm] :. ]
[nemesystm@b0g.org] :. ]
____________________________________________________________________
+++]===] Written by Nemesystm, leader of the DHC [===[+++
++++]==] Visit us at dhcorp.cjb.net You want 2 [==[++++
Subject: Bypassing just about ANY online credit card verification
method with credit card numbers you generated.
Description: How to use it, common security measures used AND the
formula to creating your own.
When it's usable: If you want to get something.
What the nice possibility is: I forget.
What the evil possibility is: Register all those 30-day trial programs
you have.
NOTE: this has been written in an very detailed manner, so if you
don't get it, then you might not be as smart as you think you are.
TABLE OF CONTENTS
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1. Preface, notes from me
2. How to create your own credit card numbers
3. How to use your own credit card numbers
3.1 How info is verified and how to bypass the verification
3.2 How to secure yourself
4. Last notes, greetz
Appendix A. list of example credit card numbers generated from
one card
Appendix B. list of beginnings of credit card bank numbers
Appendix C. list of addresses you could use
1. PREFACE
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Hi,
After being quite silent, finally something from us again. We had a
couple of problems but are over that now, hopefully we can start
creating something again.
This file was written after I discovered the formula of the credit
card number system. It happened by accident, I just filled in a
MasterCard number and worked it back to it's beginning, then I worked
up again. I verified all credit card numbers I generated so far with
Aritech's Verification Engine. I and others also tested random credit
card numbers on sites. We usually got them to work one way or another.
Just not www.cheathouse.com yet. :) They use ibill.com's verification
method and we couldn't figure out a way past that. Verisign's
verification method isn't fooled either.
So, if you want a product you'll have to go out and find a site that
is vulnerable. (E-mail me when you find one. :)
Good luck.
2. HOW TO CREATE YOUR OWN CREDIT CARD NUMBERS
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You need to start with a credit card number to get new ones.
I suggest you snatch your moms and work from that, because a lot of
people will use the credit card numbers mentioned here.
For my example, I'll use 5221111111111115
It's a MasterCard and it expires on 02/02. For the formula it doesn't
matter when your card expires.
MasterCard cards begin with a 5. Visa's with a 4.
Reading this will seem very complicated so open this text for a 2nd
time and scroll to Appendix A to follow what happens.
You take 5221111111111115.
The system has as a standard that it adds 8 to the number for the next
valid card.
5221111111111115 + 8 makes
5221111111111123
you keep adding +8 unless for the following exceptions.
You can't have two numbers that have the same 15 last digits so
5221111111111131 and 5221111111111139 is impossible.
5221111111111131 is valid. To get the next valid card number you add
18. So you jump from
5221111111111131 to 5221111111111149
Normally, you'd just continue to add 8, but if your 2nd and/or 4th
and/or 6th and/or 8th, etc, digit from right is a "5" your step
changes from 8 to 7.
so from 5221111111111149 you jump to 5221111111111156
Again you add 8, as usual.
5221111111111164 +8
5221111111111172 +8
5221111111111180 +8
5221111111111198 +18 because 80 exists, so 88 ISN'T allowed
sometimes it will happen that you need to add 18, but then you land in
a 5x area, then instead of adding 18, you add 17.
like so:
5221111111111842 +17
5221111111111859 +8 (things go back to normal)
5221111111111867
When you change thousands, your step becomes 6, (8 - 2), when you'd
normally do a step 18, and you'd then come into a new thousand, you
add 16 (18 - 2).
Example of a +16 step:
5221111111111990 +16
5221111111112006 +8 (things go back to normal)
5221111111112014
Example of a +6 step:
5221111111112998 +6
5221111111113004 +8 (things go back to normal)
5221111111113012
When you change ten thousands, your step stays 6, however changing
hundred thousands your step becomes a mere 4 (8 - 4). So when you'd
normally step 18 because 4 is to little to change the 15th digit, you
have to step 14. (18 - 4)
5221111111199995 +14
5221111111200009 +8 (things go back to normal)
5221111111200017
When you change millions, your step stays 4, however changing tens of
millions your step becomes a extremely small 2 (8 - 6) so when you'd
normally step 18 you now step 12 to give you the following result.
Example of a +12 step:
5221111111999998 +12
5221111112000010 +18 (things go back to normal, coz 10 and 18 is
impossible)
5221111112000028
You already know that when you change into a 5x, you need to subtract
1 (8 - 1), now this is also true for 5xxx, 5xxxxx, 5xxxxxxxxx, etc.
(thousands, hundreds of thousands, tens of millions)
however, if you change 5x4x to 5x5x or any other combination, you only
need to subtract 1, so the amount of fives in a code does not matter.
the step stays 7 (8 - 1).
I haven't run into any other exceptions, but let me know if you do.
Go to Appendix B for a list of credit card beginnings and their
respective banks.
3. HOW TO USE YOUR OWN CREDIT CARD NUMBERS
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3.1 HOW INFO IS VERIFIED AND HOW TO BYPASS THE VERIFICATION
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All credit card verification schemes are different and check for
different things, so it's our goal to be as complete as possible and
if it doesn't work we'll just have to move on.
First the most common problem: They ask for name on card. This is
where you should worry, you see, if they ask you that, they'll usually
verify your complete credit card info. (number, name on card, expiry).
Just make up a realistic sounding name (John Smith is NOT realistic,
nor is Pocahontas, Willy or "Fuck you") and try it.
Expiry date sounds worse than it actually is. It only gets checked if
the name on card, etc. is too, you see, the expiry date isn't tied to
the credit card number so you can think up anything (within reason). I
suggest you make the expiry date somewhere 2/3 years from now.
Especially for registering software, they ask for a E-mail address.
This has to be yours. Make an anonymous one somewhere.
They'll ask you for an address and sometimes even a phone number, find
one on www.infospace.com. Just type a common last name, you'll have a
full address with real zip code, etc. in no time.
Just try to be as truthful as possible to make everything seem natural
so they don't call the phone number you supplied to verify everything.
3.2 HOW TO SECURE YOURSELF
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Don't order anything from or to your house. Don't order from
your house because your IP will be logged, etc. If you feel you must
order from your house, at least use a proxy and try to not use your
own dial-up account.
The best thing to do is to order or register something from a
cybercafe or school, or just about any other public place that can't
be only tied to you.
Don't order anything to your house, this is an extreme always counting
no no. If they have the address where the goods got sent to, or your
address when you registered something, they know who to arrest,
because only you would profit from such a thing. (Nice idea if you
want to get someone into trouble).
Rent a house somewhere, stand in front of one, whatever, be original,
just as long as you DON'T send it to your house.
Only make a new free E-mail account and login once to retrieve your
key. After that, NEVER login to that account again.
Keep on using different addresses and last names. This is important,
because otherwise if you get caught you can be traced to multiple
credit card fraud crimes instead of one.
Also, don't keep on trying different credit card numbers and/or other
info, your tries get logged and are kept. Taking 5 tries to be able to
get something and having different addresses all 5 times is REALLY
suspicious and they'll check it out.
No matter what anyone ever told you, it is a crime to "card" and if
you're dumb about it and send it to your own home or if you register
something without a safe proxy and your own internet account, you will
get screwed.
4. LAST NOTES
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It's not my fault if you get caught, and let me repeat: THIS DOES NOT
ALWAYS WORK. This just increases your chances.
I would like to thank the following people: Dark Plague for supplying
me with the bank codes, Hyrax for the ¯ character idea, and the
following testers: Artech, Spiderfire, Candyman.
To all the people I didn't mention yet did help me: Thank you very
much.
And a note to Chronoss: you have no life, I work my butt of and what
comes from me is bad, but at least I try, I stay polite and I actually
have a real life. None of these things can be said of you. Why do you
threaten me? You snitched to the cops not me. So what if I don't like
it?
Have fun!
Greetz,
nemesystm
APPENDIX A
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5221111111111115 +8
5221111111111123 +8
5221111111111131 +18
5221111111111149 +7
5221111111111156 +8
5221111111111164 +8
5221111111111172 +8
5221111111111180 +18
5221111111111198 +8
5221111111111206 +8
5221111111111214 +8
5221111111111222 +8
5221111111111248 +7
5221111111111255 +8
5221111111111263 +8
5221111111111271 +18
5221111111111289 +8
5221111111111297 +8
5221111111111305 +8
5221111111111313 +8
5221111111111321 +18
5221111111111339 +8
5221111111111347 +7
5221111111111354 +8
5221111111111362 +8
5221111111111370 +18
5221111111111388 +8
5221111111111396 +8
5221111111111404 +8
5221111111111412 +8
5221111111111420 +18
5221111111111438 +8
5221111111111446 +7
5221111111111453 +8
5221111111111461 +18
5221111111111479 +8
5221111111111487 +8
5221111111111495 +8
5221111111111503 +8
5221111111111511 +18
5221111111111529 +8
5221111111111537 +8
5221111111111545 +7
5221111111111552 +8
5221111111111560 +18
5221111111111578 +8
5221111111111586 +8
5221111111111594 +8
5221111111111602 +8
5221111111111610 +18
5221111111111628 +8
5221111111111636 +8
5221111111111644 +7
5221111111111651 +18
5221111111111669 +8
5221111111111677 +8
5221111111111685 +8
5221111111111693 +8
5221111111111701 +18
5221111111111719 +8
5221111111111727 +8
5221111111111735 +8
5221111111111743 +7
5221111111111750 +18
5221111111111768 +8
5221111111111776 +8
5221111111111784 +8
5221111111111792 +8
5221111111111800 +18
5221111111111818 +8
5221111111111826 +8
5221111111111834 +8
5221111111111842 +17
5221111111111859 +8
5221111111111867 +8
5221111111111875 +8
5221111111111883 +8
5221111111111891 +18
5221111111111909 +8
5221111111111917 +8
5221111111111925 +8
5221111111111933 +8
5221111111111941 +17
5221111111111958 +8
5221111111111966 +8
5221111111111974 +8
5221111111111982 +8
5221111111111990 +18
5221111111112006 +8
5221111111112014 +16
5221111111112022 +8
5221111111112030 +18
5221111111112048 +7
5221111111112055 +8
5221111111112063 +8
5221111111112071
Skipped to end of 2000 which is
5221111111112998 +6
5221111111113004 +8
5221111111113012
Skipped to end of 3000 which is
5221111111113996 +6
5221111111114002
Skipped to end of 4000 which is
5221111111114994 +15
5221111111115009 +8
5221111111115017 +8
5221111111115025 +8
5221111111115033 +8
5221111111115041 +17
5221111111115058 +8
5221111111115546 +7
5221111111115553
Skipped to end of 5000 which is
5221111111115991 +16
5221111111116007
Skipped to end of 9000 which is
5221111111119993 +16
5221111111120009
Skipped to end of 24000 which is
5221111111124993 +15
5221111111125008
Skipped to end of 25440 which is
5221111111125446 +7
5221111111125453
Skipped to end of 25490 which is
5221111111125495 +8
5221111111125503
Skipped to end of 29990 which is
5221111111129992 +16
5221111111130008
Skipped to end of 99990 which is
5221111111199995 +14
5221111111200009
Skipped to end of 200040 which is
5221111111200041 +18
5221111111200058
Skipped to end of 200490 which is
5221111111200496 +6
5221111111200504
Skipped to end of 204990 which is
5221111111204993 +15
5221111111205008
skipped to end of 999990 which is
5221111111999998 +12
5221111112000010
skipped to the end of 500000
5221111111500002 +8
5221111111500010 +8
5221111111500028 +8
5221111111500036 +8
5221111111500044 +7
5221111111500051
APPENDIX B
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These are existing banks and their respective credit card number
begin.
These beginning digits are numbers according to CreditMaster 4.0. I
just made a selection. Like I said, I suggest you take your moms
credit card and just use the formula on that. If you wish to use a
bank that has a country name behind it, get a address in that country
to look credible. Also, try to make the address in the same state as
the name of the bank seems to be from. Like "Alaska USA Fed C.U."
would mean: find an address in Alaska.
to check your own.
If you extrapolated a XXX000000000000x to a XXX999999999999x group or
a XXXXX0000000000x to a XXXXX0000000000x, there is an easy check: the
last digit of the last credit card number should be the same as the
last digit of the first credit card number.
If you extrapolated a XXXX00000000000x to a XXXX99999999999x group,
the check is that the last digit of the last credit card numbers is
one more than the last digit of the first credit card number.
If you extrapolated a XXXXXX000000000x to a XXXXXX999999999x group,
there is also a check: the last digit of the last credit card number
should be 1 less than the last digit of the first card.
Begin CC numbers: End CC numbers: Bank:
4000130000000007 4000139999999996 Security VISA
4019010000000000 4019019999999999 Bank of America
4024020000000002 4024029999999991 Bank of America Premium
4024080000000006 4024089999999995 Bank of New York Delaware STD
4027000000000001 4027999999999992 Rockwell Federal Credit Union
4032000000000004 4032999999999995 Household Bank
4037190000000008 4037199999999997 Wells Fargo
4052000000000009 4052999999999990 First Cincinatti
4060300000000003 4060399999999993 Associates National Bank
4060890000000003 4060890999999991 CFB
4071560000000009 4071569999999998 Fidelity Bank
4071870000000002 4071879999999991 REP National
4086000000000009 4086009999999998 Core States
4094000000000009 4094999999999990 A.M.C Federal Credit Union
4113000000000006 4113999999999997 Valley National Bank
4114000000000005 4114999999999996 Chemical Bank
4121000000000006 4121999999999997 Alaska USA Fed C.U.
4122000000000005 4122999999999996 Union Trust
4128000000000009 4128169999999990 Citibank (CANADA)
4131000000000004 4131999999999995 State Street Bank
4204300000000000 4204309999999999 ANB
4205000000000005 4205009999999994 NorWest
4205900000000006 4205909999999995 AFSCI
4209290000000008 4209299999999997 Ohio Central
4215000000000003 4215999999999994 Marine Midland
4512000000000003 4512999999999994 Royal bank of Canada Gold Card
(upwards of $5000) (CANADA)
4520000000000003 4520999999999994 Toronto Dominion Emerald Card
(upwards of $5000) (CANADA)
4535000000000006 4535999999999997 Bank of Nova Scotia Value Card
(CANADA)
4537000000000004 4537999999999995 Bank of Nova Scotia Classic Card
(CANADA)
4538000000000003 4538999999999994 Bank of Nova Scotia Gold card
(upwards of $5000) (CANADA)
4820000000000000 4820999999999991 IBM Mid America Federal Credit
Union
4966730000000006 4966739999999995 Chase Bank Gold (upwards of $5000)
MasterCard
5130000000000002 5130000000000002 Eurocard France (FRANCE)
5191000000000008 5191999999999999 Bank of Montreal / Civil Service
Co-Op Credit Society Gold (CANADA)
5204000000000003 5204999999999994 Security Pacific National Bank
5212000000000003 5212999999999994 FCC National Bank
5231000000000000 5231999999999991 The Joint Credit Card Co.
5246000000000003 5246999999999994 Bank of Honolulu
5253000000000003 5253999999999994 Eurocard Norge (NORWAY)
5258000000000008 5258999999999999 National Bank of Canada (CANADA)
5280000000000000 5280999999999991 Fleet National Bank
5282000000000008 5282999999999999 Wells Fargo Bank
5286000000000004 5286999999999995 First Card / FCC National Bank
5301100000000003 5301199999999993 Banco Nacional de Mexico (MEXICO)
5410120000000009 5410129999999998 FCC National Bank
5412850000000009 5412859999999998 FCC National Bank
5413140000000004 5413149999999993 Fort Knox National Bank
5418670000000005 5418679999999994 Bank of China (CHINA)
5419870000000000 5419879999999999 MasterCard International Lost &
Stolen
5421210000000005 5421219999999994 The Bank For Foreign Economic
Affairs of The USSR (USSR)
5422500000000008 5422509999999997 United Postal Savings Association
5422660000000000 5422669999999999 Franklin Mint Federal Credit Union
5422770000000007 5422779999999996 Farmers and Merchants National Bank
5423170000000009 5423179999999998 Naval/Air Force Credit Union
5436740000000004 5436749999999993 MPI Friends and Family Card
5443270000000003 5443279999999992 Eurocard Belgium-Luxemburg
(BELGIUM-LUXEMBURG)
5472440000000006 5472449999999995 Turkiye Vakiflar Bankasi TAO
(TURKEY)
5472570000000000 5472579999999999 Zions First National Bank
5485320000000005 5485329999999994 Pittsburgh National Bank
5489980000000002 5489989999999991 First Bank of Virginia
Discover:
6011000000000004 6011009999999993 Discover Card
APPENDIX C
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These are ACTUAL addresses. For other addresses:
www.infospace.com
www.reversephonedirectory.com
www.whowhere.com
www.four11.com
www.411.com
www.milsearch.com
411.sympatico.ca
Charles Manson
#B33920, Corcoran State Prison, #4a4r-17l., P O Box 3476
Corcoran, CA 93212
Arnold Schwarzenegger
3110 Main St. #300
Santa Monica, CA 90405
Shania Twain
410 W Elm St.
Greenwich, CT 06830
Bill Clinton
1600 Pennsylvania Ave. NW
Washington Dc, DC 20500
Email: president@whitehouse.gov
Janet Jackson
14755 Ventura Blvd. #1-170
Sherman Oaks, CA 91403
Leonardo Dicaprio
955 S Carillo Dr. #300
Los Angeles, CA 90048
Geena Davis
9830 Wilshire Blvd.
Beverly Hills, CA 90212
Jean-Claude Van Damme
P O Box 4149
Chatsworth, CA 91313
Steven Spielberg
P O Box 8520
Universal City, CA 91608
Madonna
8000 Beverly Blvd.
Los Angeles, CA 90048
Bob Dole
1035 N. Maple Dr.
Russell, KS 67665
Pamela Anderson
9255 Sunset Blvd. #920
Los Angeles, CA 90069
Gloria Estefan
P O Box 4447
Miami, FL 33269
Mariah Carey
P O Box 4450
New York, NY 10101
David Duchovny
110-555 Brooks Bank Blvd. #10
N Vancouver, BC V7J 355, Canada
Jenny Mccarthy
2112 Broadway
Santa Monica, CA 90404
Gillian Anderson
110-555 Brooks Bank Ave. #10
N. Vancouver, BC V7J 3S5, Canada
]]]The End[[[
auto45040@hushmail.com for questions. Seeing as this is a complex
matter, try to be as detailed as you possibly can be, I'm not a
genius, and I can't guess what your situation is. I won't register
anything if you can't get it to work.
b0g!#@!b0g!#@!b0g!#@!b0g!#@!b0g!#@!b0g!#@!b0g!#@!b0g!#@!b0g!#@!b0g!#@!
b0g!#@!b0g!#@!b0g!#@!b0g!#@!b0g!#@!b0g!#@!b0g!#@!b0g!#@!b0g!#@!b0g!#@!
b0g!#@!b0g!#@!b0g!#@!b0g!#@!b0g!#@!b0g!#@!b0g!#@!b0g!#@!b0g!#@!b0g!#@!
b0g!#@!b0g!#@!b0g!#@!b0g!#@!b0g!#@!b0g!#@!b0g!#@!b0g!#@!b0g!#@!b0g!#@!
b0g!#@!b0g!#@!b0g!#@!b0g!#@!b0g!#@!b0g!#@!b0g!#@!b0g!#@!b0g!#@!b0g!#@!
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